Investment Management

For the past 100 years the capital markets have provided investors an incredible platform to build wealth.

The problem is that it can be confusing and hard to do successfully.
Our investment approach is designed to simplify the process and improve the outcome.

WHAT WE DO

1.

We provide low-cost, well diversified investment portfolios that are professionally managed.

2.

We do the research and work closely with fund managers and their teams of CFA's, PhD's, and other industry thought leaders to analyze, select, and monitor the funds on our platform.

3.

We control the controllable and make data driven investment decisions that are designed to improve the long-term probability of success.

WHAT WE DO Not Do

1.

We do not speculate and gamble by attempting to time the markets.

2.

We do not take unnecessary risks by stock picking, day trading, or over concentrating in one specific company or even one specific asset class.

3.

We do not confuse financial media with financial advice. No one can accurately predict what the financial markets are going to do in the short term. As a result, we never make emotional investment decisions based on market forecasts.

WHAT You get

Strategy Built On Nobel Prize Winning Data

Our investment approach is built around rigorous academic research, unwavering investing discipline, and an undying belief in the resilience of capitalism. DecisionPoint’s asset allocation is based on a theory by economist Harry Markowitz called Modern Portfolio Theory, as well as subsequent advancements based on that theory. However, our portfolio construction goes beyond traditional Modern Portfolio Theory. We are adding portfolio tilts to increase the long term expected rate of return and we are systematically rebalancing the portfolios to sell high and buy low.

Investments Diversified Across the World

The global equity market is large and represents a world of investment opportunities. As a result, our equity portfolios typically hold over 12,000 stocks &/or bonds in over 40 countries around the world. History and data show the vast benefits of global diversification. We do not have to go very far back in history to see this. From January 1, 2000 to December 31, 2009, often called the “lost decade”, the S&P 500 Index recorded one of its worst 10-year performances with a total cumulative return of –9.10%. Below are the Global Index Returns during that same time period which demonstrates an example of why global diversification is so important.

Global Index Returns January 2000 – December 2009	Total Cumulative Return %
S&P 500 Index	-9.10%
MSCI World ex USA Index (net div.)	17.47%
MSCI World ex USA Value Index (net div.)	48.71%
MSCI World ex USA Small Cap Index (net div.)	94.33%
MSCI Emerging Markets Index (net div.)	154.28%
MSCI Emerging Markets Value Index (net div.)	212.72%

S&P data © 2020 S&P Dow Jones Indices LLC, a division of S&P Global. All rights reserved. MSCI data © MSCI 2020, all rights reserved. Indices are not available for direct investment. Index performance does not reflect expenses associated with the management of an actual portfolio. Past performance is not a guarantee of future results.
Source

Our managed model portfolios hold approximately 12,000+ stocks and/or bonds in over 40 different countries and maintain a fixed allocation (+/- 5%) over time. They hold low-cost funds managed by some of the largest mutual fund families in the world - Dimensional Fund Advisors, Vanguard, and more.

Professionally Managed Portfolios

Additional Investment Services

Legacy Holdings

Legacy positions or concentrated stock holdings can create more complexity and potential risks. We help manage these types of situations and create opportunities to add value and maximize long term investment success.

Socially Responsible
Funds

Socially Responsible Funds are designed for investors seeking access to funds that exclude individual securities issued by companies that are involved in controversial activities. i.e. Gambling, Child Labor, Coal, Abortions or Contraceptives, Adult Entertainment, Firearms, etc.

Sustainability
Funds

Sustainability Funds are designed for investors seeking to align their environmental views with their portfolio objectives. We have made specific funds available to help accomplish this goal. The sustainability considerations include greenhouse gas emissions intensity, potential emissions from reserves, toxic spills, etc.